Note: This story was dynamically reformatted for online reading convenience.
 
 Karen and Sam had been married for three years.  She was twenty-five and he
was thirty.  The got married one month after he college graduation.  She
went to work.  Sam was working on his PhD.  Now that he was graduating and
getting a teaching job, Karen could relax a little.  Sam, it seemed, was
always relaxed.

   Their lovemaking, in the beginning, had been pretty boring.  Sam was,
for all practical purposes, a virgin.  It took a bit of time, but he was
willing to learn and experiment.  He was a quick learner.

   As Sam gained experience, the sex became more satisfying for the both of
them.  Sam would initiate the session, and it could be at any time of day
or night.  He usually teased Karen with some oral, and then penetrated her.
Karen would climax when he entered.  Sam had it timed perfectly.  Karen,
for her part, would fondle or suck on Sam's penis as her foreplay.  But he
preferred to climax in her vagina, and always stopped her before she went
too far.

   In the past six months or so, their lovemaking had taken a different
twist.  It was a change that Karen enjoyed immensely.  It was mildly kinky,
and Sam seemed to really like it.

   After he climaxed and lost his erection, Sam would have Karen put on
panties.  It could be panties or a thong; any style or color was
acceptable. Sam didn't care.  He would put on boxers, jeans, or sweat
pants. He would wear whatever was handy.  And then the couple would talk.
But while they talked, Sam would play with Karen and tease her.  Any part
of her body was fair game.  He would play and explore, bringing his wife
almost to tears before he would finish her.  Recently, he had started
trying out sex toys on her.  Karen loved this play.  At times, when Sam
finally made her climax, the climax would be a bit painful.  But Karen
loved the attention, and she loved Sam.  She would feed his fetish.

   It was now a Friday evening, three weeks before Sam's graduation.  A bad
movie was playing on the DVD player, and the couple had finished a
lovemaking session.  They were curled together, on the floor, nude.

   "Hop up and make us some tea, Babe," said Sam, smacking her butt
playfully, "and put on some panties."

   Karen giggled and put on her panties.  It was a simple low-rise bikini
with red stripes.  The fabric was nylon.  She went into the kitchen and set
the water to boil.  She grabbed two mugs from the cupboard and but two bags
of green tea in them.  She shook out her long brown hair and waited for the
water to boil.  When the water had boiled, Karen poured the tea, allowed it
to steep for a few minutes, removed the tea bags, and carried the two mugs
into the living room, offering one to Sam.  He had put on a pair of
sweatpants and was sitting on the sofa.  He had turned off the TV.  He
smiled and accepted a mug.

   "Sit beside me, Babe," said Sam, sipping his tea, "and tell me of
Serena."

   "Serena?" inquired Karen, as she curled up next to her husband.  "Why
are you asking about Serena?"

   "Well," said Sam, as he sipped his tea and began to play with her
nipples, "I often thought that "dumb blonde" was just an act.  I think she
is really sexual.  How long have you two been friends?"

   Karen bit her lip.  Sam's nipple play always got her wet.  He would
stroke and fondle her breasts.  He would tweak, pinch, and twist her
nipples.  She loved the sensations.  And Sam always knew when to stop, and
when to proceed with the play.

   "You wanted to fuck her!" exclaimed Karen.

   "Of course, Babe," said Sam, giving a nipple a hard pinch.  "Every man
wanted to fuck her.  I think I'm the only guy who didn't.  Sometimes, and
no offense, Hun, it seemed like she was just a slut."

   "She was never just a slut," said Karen, wincing with the pinch.  She
put her empty mug on the floor, curled closer to her husband, and closed
her eyes.  "She was extremely sexual.  And she knew it.  She discovered it
at an early age, and never felt guilty about her sexuality.  She explored
and sampled.  She adored sex."

   Sam finished his tea and shifted his position, making his wife lie
across his lap.  Her bottom rested comfortably on his thighs.  Sam gently
tickled the insides of his wife's thighs, making her giggle, and then
tickled over her mound.  She gasped.  He loved her in panties.  He tickled
her mound a bit more, moved to her tummy, tickled there, and then went back
to his breast play.

   "You didn't answer my first question, Babe," giving first her left
breast, and then her right, a hard pinch.

   "Well," said Karen, biting her lip and gasping, "I first met Serena when
I was ten.  She moved into my neighborhood then.  Her father was dead, and
she lived with her Mom.  We became friends right away.  And she was pretty.
Very, very pretty."

   "Go on, please, Luv," said Sam, as he gently began tracing lines with
his index finger over Karen's tummy and around her panties.  She shivered a
little from his touch.

   "Well," said Karen, her eyes closed, "Serena was in full bloom at
thirteen.  This thirteen-year old blonde girl could pass for eighteen with
no problem.  She had long hair, long legs, a nice bottom, generous boobs,
and smile and eyes that could make a man wilt.  When she wore a bikini, she
could make a gay boy hard.  And I mean that.  She was perfect.  I was
starting to develop, but was basically still a kid.  And I think she
started experimenting at fourteen."

   "You still email her?" asked Sam.

   "Yepper, Hun.  She's in Key West right now."

   "What's she doing?" asked Sam, as he tickled her mound a bit before
going back to his finger teasing.

   "Working as a DJ on an Internet radio station," said Karen, as she
spread her legs a bit.

   "Go on, Hun."

   "Anyhow," said Karen, becoming more and more aroused from the teasing,
"I didn't bloom until fifteen.  But I think Serena began to experiment at
fourteen.  At that age, we let a guy feel our boobs.  If we liked him, we
let him play in our panties.  If we liked him a lot, we gave him a hand
job. I think Serena was doing that on a regular basis.  I caught her once."

   "You did?"

   "Ya," said Karen, with some giggles and a shiver.  "I went over to see
her one day.  Her Mom was at work.  She was on the deck out back with two
guys.  Her cutoffs were unbuttoned and down to her ankles, and her t-shirt
was up around her neck.  One guy was playing with her boobs and the other
had his hand in her panties.  And, Hun, she loved it.  I left.  I was
really embarrassed."

   "What happened after that?" asked Sam, as he slipped his hand inside of
her panty and began to tease Karen's hood, coaxing her pearl out.

   "Oh my!" Karen said softly, responding to the play.  She was having
trouble concentrating on the story, and Sam was really teasing her pearl.
He would keep her high until she finished, and then give her release.

   "Anyhow," said Karen, shivering, "she never felt embarrassed or guilty
about it.  She told me I should try it sometime.  And she told me she gave
them hand jobs."

   By this point, Sam was tweaking her pearl very aggressively.  He brought
his wife to orgasm, removed his hand from her panties, and had her lick his
fingers.  He let her rest a bit and then the two of them got off of the
sofa and went into the kitchen for more tea.

   "Let's continue the story the next time," said Sam, giving his wife a
good smack on the butt.

   Karen giggled.