Note: This story was dynamically reformatted for online reading convenience.
 
 Chapter One

   So I bought a house.  Mid-forties, divorced, wanted a little place of my
own and I found this house in one of those little enclaves that dot the
countryside a few miles outside of many towns.  You know, five or six
houses in a little clump, just off a main road.  It was a nice house.  I
had neighbors who mostly kept to themselves, mostly older retired couples,
somebody to wave at when I was driving in from work, or to pass a few words
of conversation with when I went for a walk.

   And then there were the people next door.  It was almost like their life
was configured from redneck jokes.  The yard was unkempt, irregularly
mowed. They had two kids, a girl, twelvish, and a toddler, three or four.
His toys were strewn about the yard.  The grass was bare under one tree in
their front yard, victim to one too many automotive projects.  Another tree
sheltered a clapped-out motor home with NASCAR logos prominently displayed
in the rear windows.

   I'd met wife and husband, both pretty decent people at one level, just
not exactly ready for high society.  She was thirty-something, chunky,
ratty brown hair frizzed from over-chemicalled colors and perms.  He was
chunky also.  Beer-bellied, a beard, seldom without a cap on his head, and
seldom in the front yard without a beer and a cigarette.

   Maybe that explained the reduced price on the house I bought.  Still, I
wasn't there for status.  I could keep to myself and nobody bothered me,
but if I was off on the road for a few days, working, I knew they'd watch
over the place for me.  Life was pretty good.

   So there I was on a Saturday afternoon.  I decided that my company
mini-van needed a washing, so I was out in the driveway with a water-hose
in one hand and a brush in the other, not paying attention to much at all.
Washing cars doesn't exactly call for full concentration.

   That's why I was startled when I heard a voice.

   "Watcha doin'?"

   I jumped a little and turned.  There was next door neighbor girl, Haley,
all five feet or so of her, thinnish, wearing an oversized white T-shirt
that hung down to just about cover her shorts.  Her hair was short and
brown and had enough curl to do a little flip at her neck.  Brown eyes. 
This wasn't going to be a supermodel.  This was going to be a very standard
brown-eyed girl.  Plenty cute, but not meant to be on a swimsuit calendar.

   "Uh," I smiled, "Lessee...  Water hose.  Brush.  Wet car.  Oh, I know...
I'm building a fence."

   Her face looked amused.  "Okay, so I'm not good at starting a
conversation," she laughed.

   "Don't mind me.  I'm just washing my car."

   "Want some help?"

   "You'll get all wet and messy."

   "'s okay.  I can go home an' change when it's over."

   "Then I'd appreciate the help." She grabbed the hose and wetted and
rinsed as I washed off the road dirt with the brush.  We worked all the way
around the car and she did indeed get wet.  In a white T-shirt.  Which
became transparent.  But she was twelve, and I could see through the wet
shirt that she had nipples and the beginnings of bulges that presaged
titties, but nothing to get excited over.

   "Squirt some water on the top," I said, "and I'll wash it."

   She complied and I tried reaching across the roof, stretching tip-toed.

   "Yah know," she said, "if you pick me up, I can get the roof better."

   "That's a good idea," I said.  "Here.  Hold this." I handed her the
brush.  I put my hands around her waist and hoisted her up.  She was now at
roof level and supported herself by leaning across it.  Her little butt was
at eye level for me.  Okay.  I peeked.  A bunch.

   "Move me down so I can get some more," she said.

   I lifted her back up and sat her ass on my shoulder and moved her.  She
kept working.  Thoroughly wet.  Completely oblivious to anything.  Just
washing a car.  We worked our way around the car and finished.  I walked to
the shed to put away the hose and brush and she followed.

   Turning around, I viewed her, wet from head to toe, brown smudges on her
white T-shirt doing little to obscure little pink nipples that were
pointing outward.  "You're a mess," I said.  Your mom's gonna kill you."

   "Nah," she said.  "She won't even know.  They left me by myself this
afternoon an' won't be home till six or seven."

   I guess I showed a questioning expression.

   "Oh, they do it all the time.  Gone visit step-dad's brother.  I can
take care of myself."

   "Oh," I said, "well, you know if you need anything while they're gone,
you can come ask me."

   "Thanks, Mr.  Bill," she said.  "I'm gonna go change.  See ya!"

   "Thank you, Haley," I said.  I'd no more entered the house than I heard
a knock on the door.  I opened it.  Brown eyes looked up at me.

   "Sorry, Mr.  Bill, but I locked myself out of the house.  I can't get
in, an' I need to use the bathroom."

   "Well, come in.  You know where the bathroom's at." She had previously
visited when my ten-year-old daughter was over for the "It's your weekend
with your dad" weekends.  She went up the hall.

   I heard the toilet flush, then Haley reappeared.  I looked at her.  "You
know, if you're not going to get back in your house, we need to do
something about those wet clothes.  I can put them in the dryer."

   "Yeah, but what do I wear while they're in the dryer?" Brown eyes
questioned me.

   "I can give you one of my old T-shirts.  It'll fit you like a nightgown.
Would that be okay?"

   "Yeah.  I suppose so."

   "Okay," I said, "go in the bathroom and get out of those wet clothes and
I'll pass you a shirt through the door."

   I went up the hall to my bedroom and grabbed a T-shirt out of my
dresser, then returned to wait at the bathroom door.  It cracked open and I
stuck the T-shirt in the small hand that presented itself.  She took the
T-shirt and handed me a pile of wet clothes.

   "If you want, you can bop under the shower real quick to get the mud off
your face, too," I said, ever helpful.

   From behind the closed door came "That's a good idea!"

   "Okay," I said.  "I'm gonna put these in the washer and do a quick
shower myself."

   "'Kay"

   Walking to the laundry room, I noticed that the stack of clothes
included a set of sky blue cotton panties.  Wet with water, but...  Oh,
what could it hurt to have a little sniff.  I sniffed the crotch of Haley's
panties and then stuck them in the washing machine and started it.  The
whiff of little girl pussy worked its way into my brain.

   Back up the hall I went to the second bathroom and showered.  When I got
out I donned my own T-shirt and a pair of gym shorts that I tended to wear
around the house, temporarily forgetting that there was a twelve year old
girl in the house.

   When I walked into the living room, there was Haley surveying my
collection of DVD's.  She picked one and turned.  "Can we watch this?" she
asked, presenting a Disney movie.

   "Sure," I said.  I started the DVD player with her choice and sat back
and kicked up the footrest on my recliner and sighed.

   "Feels good, don't it?" she commented.  She flopped on her belly on the
adjacent sofa and wiggled and when she did, the hem of the T-shirt rode up
to the top of her thighs.  I got a view of closed little girl thighs and
her butt cheeks.  Nice view.  Looked longer than I should have.

   The movie started and she started getting fidgety.  The T-shirt revealed
more.  Then she pulled one knee up toward her chest and rolled back a
little and for the first time, I saw Haley's pussy, young, pink, innocent,
lips tightly closed, and she was completely oblivious of her display.

   Then she jumped up.  "Mr.  Bill," she said, looking directly at my face,
"can I sit in your lap to watch TV?"

   I was a bit taken aback.  "Uh, Haley, I don't think that's a good idea."

   "Why?" And a little bottom lip out.

   "Because you're a little girl and little girls aren't supposed to sit in
strange men's laps."

   "I'm TWELVE.  Almost thirteen!  And you're not a strange man.  I've
known you for a year."

   "Yeah, but if people found out about it they'd put me in jail for child
molestation."

   "Oh.  THAT!  Mom told me all about that.  Even if I didn't sit in your
lap, if I told people you'd done stuff to me they'd believe me and you'd be
in trouble."

   I wondered exactly what her mom had said all that for.  "That's right,"
I said, "so let's not invite trouble."

   "Then let me sit in your lap." Determined look, then hint of a smile.

   "I must be crazy.  Okay."

   Squeal!  And Haley bounced into my lap and my arms.  And snuggled down.

   "Mmmmmm!  I was cold after the shower.  You keep it cold in here."

   "Yeah, that's why I work so hard, just so I can keep my house cold."

   "You're funny!"

   "And you're a cute little girl."

   "I'm NOT a little girl!"

   "You weigh what, like ninety pounds?  You're five feet tall?  Twelve? 
Oops, excuse me, ALMOST thirteen.  ... Little.  Female.  Girl." I wrapped
my arms around her.  She snuggled into me more and purred.

   "Almost thirteen, you know.  And I'm becoming a woman."

   "In due time, no doubt," I teased.

   "No, really!"

   "In what way are YOU a woman?"

   She looked into my face and smiled.  "I got my period already."

   "Oh.  That makes a difference."

   "An' I know lots of stuff."

   "What kind of stuff?"

   "Like what that lump is underneath me."

   "See!" I said, "That lump is why you shouldn't be sitting in my lap."

   "But I WANT to!" Pout.  " 'Sides, I already saw one."

   I was curious now.  "Whose did you see?"

   "My step-dad's."

   "He showed his to you?"

   Indignant.  "Course not.  He didn't know I was looking." She continued.
"An' that's how I know stuff."

   "So, exactly what kind of stuff do you know?" I asked.

   "What a husband and wife do together."

   "How'd you learn all this?"

   "Peekin' through the crack in the door."

   "Ooooh," I mused, "you peeked?  Into their bedroom?"

   "No," she said, "Mom an' step-dad do stuff in the den sometimes, an' one
night I was in bed an' wanted to get something from the den an' I got up,
and the door to the den was almost closed and I could hear them talking, so
I peeked.  They didn't know I was lookin' an' they were playin' an' stuff."

   I looked at her.  She was obviously enjoying being able to share this
tale.  "So what did you see?"

   "Well," she said, "they were laughin, so I know they were havin' fun. 
Step-dad was over Mom on the couch, wearin' his baggy PJ's and they kissed
and he got up an' she reached in his PJ's and pulled out his thing and
played with it.  At first I thought she hurt him because of the sound he
made, but she kept doing it and he put his hand on the back of her head and
she started sucking on it.  He acted like her REALLY liked that." She
looked at me to gauge my reaction.

   "Yeah.  Lots of guys like that."

   She continued, "When she stopped, he kissed her.  Like, I thought,
"GROSS" 'cause his thing was just in her mouth, but they kissed a long time
an' his hands were under her night gown an' she was makin' noises like she
was havin' fun.  Then he did something I couldn't believe."

   I had a pretty good idea of possibilities, but I didn't want to spoil
Haley's telling.  "What'd he do?" I asked.

   "He pulled her panties off an' spread her legs and licked her right on
her pussy."

   Little Haley knew what a 'pussy' was.  Interesting information, that.

   "An' she REALLY liked that.  She was holdin' his head an' pushing her
face in her pussy, an' she started shaking an' all of a sudden just
stopped. And he went up to her face an' I could see his face was messy, an'
they kissed, then he took his PJ's off an' I could see his whole thing,
hair an' balls an' stuff.  An' Mom climbed on top of him an' put his thing
in her pussy and they moved up an' down an' back an' forth an' then he kind
of screamed an' just stopped moving.  Then Mom got off him an' his thing
was floppy an' she licked it an' sucked it.  An' they started to get up so
I ran back to my bedroom."

   "Well, Haley, you saw them having sex.  Sounds like they have fun doing
it, too."

   She looked at me, her eyes a little incredulous.  "All that stuff is
normal, huh?"

   "Yep.  Sure is.  People can bring pleasure to each other in a lot of
ways.  You saw them doing oral sex to each other, and then having
intercourse."

   Her eyes twinkled.  "Intercourse is a nice way of saying fucking, huh?"

   "Yes, it's a nice way.  I think "fucking" is a sort of coarse word. 
"Intercourse" is too formal, though."

   "So what do YOU call it?"

   "I call it 'making love' or having sex or just doing it.  And I
shouldn't be talking with YOU about it.  You should learn this from your
mother."

   "Oh, she told me some stuff.  We've had The Talk.  I know that when guys
get excited, their things get hard, and if a guy sticks his thing in me and
stuff comes out, I could get pregnant.  An' stuff like that."

   "That's mostly true, Haley," I said.

   "So then, the part about a guys' thing getting hard when he gets
excited, that part's true?"

   "Yeah."

   She smiled sweetly, "So why's YOURS hard?" And she wiggled her butt
against my dick to emphasize her discovery.

   "Hmmpphhh!" I snorted.  "Because a pesky little girl's rubbing her butt
on it and it's got a mind of its own!"

   Squeal!  "It's because of ME!"

   "Oh, yeah.  I'm not supposed to be like that, but you're pretty hard to
ignore, sitting on my lap and all."

   "Then it's MY hard!" Her hand slid under her ass and she gave my dick a
squeeze through those suddenly very inadequate gym shorts.

   My dick jumped.  "Eeekkk!" escaped her lips.  "Did I hurt you?"

   "No, sweetie," I said.  "It's got a mind of its own, and when it feels
good, sometimes it jumps like that."

   Smile.  Eyes twinkle.  Hand explored a little more.

   I should have made her stop and explained to her about older men taking
advantage of young girls, but for some reason those thoughts didn't cross
my mind as that little hand felt along my shaft.  She reached down and
touched my bare leg and then ran her hand up inside the leg of my shorts,
finding the head of my dick.  Her fingertips brushed it, determining its
dimensions, then she squeezed it slightly.

   She bounced up and turned her torso to face me, a knee on each side of
me.  And sat down.  And threw her arms around me and kissed me full on the
lips, softly, then harder.  She drew back and spoke.  "You know you like
this."

   "I am sooooo going to jail, Haley.  If anybody finds out, I'm going to
jail.  That is, if somebody doesn't shoot me first."

   She giggled.  "Don't worry Mr.  Bill.  I will never tell.  I promise. 
Really!" And she kissed me again.  This time I kissed back.

   "So, what's the deal with 'french kissing' that the big girls talk
about?"

   Ah!  A teaching moment.  "That's when two people kiss and they open
their mouths a little and touch tongues."

   Twelve year old lips planted themselves against mine and I felt a tongue
brush my lips.  I parted mine to welcome it, and our tongues touched.  She
pulled back.

   "So?" I asked, "what'd you think?"

   "Let's do it again." Kiss.  Giggle.  "Let's do it again.  A bunch." I
hugged my little Haley and we kissed for some minutes.  Finally, "Wow.  I
feel tingly all over.  I like that." She wiggled her butt and my dick
jumped again.

   "There it goes again!" She looked into my eyes.  "I wanna see it."

   Okay.  Now I KNOW I'm going to jail.  "Okay."

   Squeal.  She jumped off me.  I stood up.

   "So what am I supposed to do, just drop my pants?"

   "That'll work," she said, sitting in my recliner as I stood before her.

   "Okay," I said, "here goes." I hooked my thumbs into the waistband of my
shorts and slid them downward past my thighs.  They slid to my feet.  I
kicked free of them and stood up.  My dick was pointed upward at a happy
angle.

   "Woooow!" escaped her lips.  Then, "I thought guys had, like, hair down
there."

   "Guys do," I said, "but I shave mine."

   "Why?"

   "Feels good.  Clean.  Cool."

   She smiled.  "Okay.  I thought the hair looked nasty anyway." Pause. 
"Can I touch it?"

   "Haley," I said, "now let's be serious.  Not that it matters to the law,
because they never think there's a right way for an adult and a young girl
to play like this, but I want to tell you this because I never want to do
something YOU don't want to do.  Okay?"

   She was paying attention.  "Okay, Mr.  Bill."

   "If we're EVER doing something and you decide you want to stop, all you
have to do is say so, okay?"

   "Okay."

   "I never want to hurt you in any way, okay?"

   "Okay.  Can I touch it?"

   "Yeah.  You can touch it." And when her fingers touched my hard dick, I
thought I was going to die.  My knees almost buckled.

   "Why don't we lay in the bed so I can play with it," she said.

   I scooped my little partner up in my arms and carried her into the
bedroom, depositing her in the middle of my king-sized bed.

   She giggled.  "Wow!  Now we have room to play!" She patted the middle of
the bed beside her.  "Now, lay down."

   I laid down on my back.  Ol' Dickie was pointed up, ready to cut
diamonds.

   Haley knelt beside my hips, sitting back.  She reached her hands out and
took me in a two-handed grip, lightly, then explored.  "It's so hard, but
it's so soft." She sighed.  Her fingers explored the head.  "That's the
softest skin I've ever felt.  Ever." She looked at me.  "Does this feel
good?"

   I smiled.  "You touching it feels good."

   She put her fingertip on the end of my dick.  "Where's it feel best?"

   "That's the head.  It's really sensitive.  It likes to be gently
rubbed." She gently rubbed.  "Then that ridge on the underside, it likes to
be rubbed, too.  A little harder." Two fingertips pressed on the ridge and
slid downward.  I groaned.

   "You're leaking.  Is that pee?"

   A drop of clear pre-cum was oozing out of the tip of my dick.  "No,
sweetie, that's a lubricant.  It comes out to make it easier for a guy to
get inside a girl.  Girls make the same stuff when they're excited.  Touch
it."

   Curiosity overcame her and she touched a finger to the drop, then pulled
back.  The pre-cum strung from her finger to my dick.  She rubbed it. 
"It's pretty slick," she said.  "Now, I gotta know..."

   "What?" I asked.

   "So when Mom was sucking on Steve's (her step-dad) thing, was this
stuff, like, coming out?"

   "Probably."

   "So she got this in her mouth?"

   "Yeah.  Probably."

   "She sounded like she liked it."

   "Some girls do."

   "Is this the stuff that makes babies?

   "No," I said, "that comes later.  When a guy gets really stimulated, he
releases semen.  It's kind of white, milky looking stuff.  Some people call
it "cum", I guess because when it happens, a lot of guys say "I'm coming".

   A realization crossed Haley's face.  "You know," she said, "They BOTH
said that." She giggled.

   "And," I continued, and I'm not sure why I brought it up with Haley just
now, "I had a vasectomy after my daughter was born.  The doctor fixed me to
where my come doesn't have sperm in it to make babies."

   "Really?  So then you can do it with a girl an' she doesn't have to take
those pills or use a condom or whatever?"

   "Right!  As far as getting pregnant anyway.  Condoms help prevent
diseases.  If one of the aprtners has some kinds of diseases, the other
partner can get it during sex."

   "Yeah," she said, "they told about all that stuff in school." She looked
at me seriously.  "You don't have any of those diseases, do you?"

   "No, baby," I said, "I am disease-free.  But you have to trust your
partner or you have to use condoms.  And condoms don't always work.  To
stop diseases OR to stop pregnancy."

   "Oooooh," she said, "they didn't tell us THAT in school."

   "It's the truth, baby.  Safest sex is with somebody you can trust not to
have diseases from having sex with other people."

   "Oh," she said simply, looking at me with those brown eyes.  Then she
looked down at my dick in her hand.  The lesson continued as little fingers
explored my sex.  "Tell me about this," she said, touching my balls.

   I explained about their function and their sensitivity to pressure and
what felt good to me and she paid close attention, touching, probing,
pinching, tugging, rolling them around in her hands.

   "Okay, so I gotta know," she giggled, tugging on my dick.  "What's the
deal with sucking on it?

   "Haley," I smiled, "Rubbing it makes it stimulated.  If it gets
stimulated enough, I come, and stuff squirts out.  Just rubbing will do
that.  If it's a hand doing the rubbing, it's called a hand job, or jerking
off or jacking off."

   She stroked me and looked.  "I've heard about some of that," she said.

   I continued.  "A guy can do that to himself.  A lot of guys do it
because it feels good and they don't need a partner to do it.  A girl can
do it to her guy." She smiled and stroked some more, getting the feel of
just sliding her hand with the skin of my dick up and down.

   "But there are things that feel MUCH better," I continued, and one of
them is the mouth.  A girl can put a guy's thing in her mouth and then it's
not only being rubbed very nicely, but it's hot and wet and there's
suction, and that makes it feel much better.  The crude name for that is a
"Blow job".

   "So what happens to it if the girl is sucking on it when it comes?"

   "That's a good question.  Some girls like the taste of it, and suck on
their guys a lot to get them to come in their mouths.  Some girls don't
particularly like the taste, but they know their guy likes the feel of
being sucked until they come, and the girl just swallows it.  Or waits
until he's finished and spits it out.  And some girls just absolutely hate
the idea and if they suck a guy they stop before he comes in their mouth."

   "Oh." Haley smiled.  "I think Mom likes it.  I've seen her do Steve more
than once.  They don't know I saw."

   I reached and stroked her hair, then down her side.  Her youthful skin
was like velvet.  She looked at me.  "That's a good feeling.  I like that."

   "You feel good.  You're a cute girl, Haley!"

   "Thank you, Bill," she said, the first time she didn't precede my name
with "Mister".  She released my dick and laid down in my arms on top of me
and kissed me.  As we kissed, I let my hands wander over her body,
shoulders, hips, cupped her buttocks in my hands, then stroked her hair as
we kissed.

   When the last kiss broke, the pulled her face back from me and looked
into my eyes, then giggled.  "Bill, I think I want to try sucking you."

   "Oh, Haley!  I'd love that!" As she slid off me, I scooted back in the
bed, propping up my back against a couple of pillows so I could see her
better.  She crawled up between my legs and took my dick in her right hand
as she propped up on her left elbow.

   Her eyes connected with mine.  "Here goes!" she said.  She planted an
experimental kiss on the head of my dick.  It pulsed.  She was ready for
that.  The drop of pre-cum that oozed out, I was worried that it would put
her off, but not my little Haley.  Her pink tongue flicked out to gather
the glistening liquid and she pulled it into her mouth and worked it a
little bit.  "Hmmm!  Salty!  I could really LIKE this!" Another kiss on the
end of my dick, a little wetter, a little longer then those wonderful lips
parted and the head of my dick slid into a little bit of heaven.  Her lips
sealed around the shaft of my dick right behind the head.  "Mmmmmmm!" she
said, and I felt every vibration throughout my being.  She popped up.

   "So," I asked, "what do you think?"

   "I think it's, like, MADE for me to suck on." Her head went back down
and she sucked hungrily, then decided that tongue should be part of this
and worked me over with her tongue.  I let her play.  She tried to see how
far down she could get.  She turned her head and nibbled and sucked on me
like a corn cob.  "Do balls like sucking?" she asked.

   "Yeah, just don't suck too hard on the balls themselves.  They're very
sensitive.  But the skin of my sack likes being bitten and tugged, too."

   New territory, she explored happily then went back to my dick and
sucked. "Balls are fun," she said, "but THIS is made to suck."

   I was happy she thought so.

   Finally she looked at me.  "So, what do I have to do to get it to come
for me?"

   "Baby," I said, "I'm so close to coming right now..."

   "I want you to come," she said.  "I want to see what it's like."

   "Just keep sucking like you were doing.  Maybe use your hand to stroke
it when you sucking, or play with my balls.  And it'll come."

   She couldn't answer a word with my dick in her mouth.  Her hand jerked
me in time with her sucks.  I could feel the pleasure building.  "Ohhhh,
Haley!  Oh, my pretty baby!  Ohhhhh, Haley!" She reacted to positive
reinforcement.  And learned fast.

   "Ahhhhhh.  It's coming, Haley!  It's coming!" Her head nodded in
acknowledgment.  "Ohhhhh, goddddddddd!" The first spurt surprised her.  She
jerked her head back, my dick leaving her mouth in time for the second
spurt.  It splashed her pretty face.  She had her mouth back on me for the
rest and I felt her swallowing.  She kept sucking as I finished.  Finally
she released me from her mouth.

   "Wowwww!" she giggled.  "That was something!  You surprised me.  I
didn't know I'd feel it squirt like that.  She wiped the dribble of semen
off her face with her fingers.  I expected her to wipe her fingers on the
sheets.  I was pleasantly surprised to see her stick those semen-coated
fingers into her mouth and suck them clean.  Then she kissed me.  I could
taste my own come in her mouth and we kissed until all the taste was gone.

   She was laying in my arms when she said, "Bill, now show me stuff about
ME!"